F

Richlands, VA

Source:

Affordability Score: 39/100

Population: 5,953 · 1 ZIP codes

The affordability dashboard for Richlands, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,953 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $35,531, median home value of $107,600, median rent of $804 per month, and 12.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $914 per month (studio $727, 1BR $732, 3BR $1,096, 4BR $1,252). Department of Labor data lists infant center-based childcare at $6,167 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 5.3% and poverty 30.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$35,531
Median household income
Education F
12.7%
Bachelor's degree or higher
Housing B-
3.0x
Home value $107,600 vs income
Commute D
28 min
Average commute time
Rent D
$914/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,167/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$35,531
▼ 43% vs national
Per Capita Income
$26,588
Unemployment Rate
5.3%
Poverty Rate
30.4%

Housing

Median Home Value
$107,600
▼ 61% vs national
Median Rent
$804/mo
Owner Occupied
63.7%
2BR Fair Market Rent
$914/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$727
1BR
$732
2BR
$914
3BR
$1,096
4BR
$1,252

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.7%
▼ 17 ppt vs national
High School+
55.5%
Median Age
45.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$6,167/yr
17% of income
Toddler (Center)
$4,680/yr
Preschool (Center)
$4,680/yr
School-Age (Center)
$4,160/yr

What This Means

Richlands, VA receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 5,953. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Richlands, VA affordable?
Richlands, VA receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $35,531. Median home value is $107,600.
What is the cost of living in Richlands?
Key cost metrics: Median rent $804/mo. 2BR fair market rent $914/mo. Infant childcare $6,167/yr. Median home value $107,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →