D

Roaring River, NC

Source:

Affordability Score: 46/100

Population: 3,146 · 1 ZIP codes

The affordability dashboard for Roaring River, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,146 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $47,358, median home value of $137,500, median rent of $746 per month, and 10.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $782, 1BR $793, 3BR $1,233, 4BR $1,538). Department of Labor data lists infant center-based childcare at $9,524 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 6.4% and poverty 26.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$47,358
Median household income
Education F
10.2%
Bachelor's degree or higher
Housing B
2.9x
Home value $137,500 vs income
Commute N/A
N/A
Average commute time
Rent B
$925/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,524/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$47,358
▼ 24% vs national
Per Capita Income
$26,745
Unemployment Rate
6.4%
Poverty Rate
26.9%

Housing

Median Home Value
$137,500
▼ 50% vs national
Median Rent
$746/mo
Owner Occupied
86.3%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$782
1BR
$793
2BR
$925
3BR
$1,233
4BR
$1,538

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.2%
▼ 20 ppt vs national
High School+
49.2%
Median Age
47.7
Avg. Commute

Childcare Costs

Infant (Center)
$9,524/yr
20% of income
Toddler (Center)
$8,266/yr
Preschool (Center)
$5,662/yr
School-Age (Center)
$3,068/yr

What This Means

Roaring River, NC receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 3,146. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Roaring River, NC affordable?
Roaring River, NC receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $47,358. Median home value is $137,500.
What is the cost of living in Roaring River?
Key cost metrics: Median rent $746/mo. 2BR fair market rent $925/mo. Infant childcare $9,524/yr. Median home value $137,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →