B

Rock City, IL

Source:

Affordability Score: 71/100

Population: 1,130 · 1 ZIP codes

The affordability dashboard for Rock City, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,130 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $84,167, median home value of $157,000, median rent of $642 per month, and 26.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $916 per month (studio $694, 1BR $698, 3BR $1,124, 4BR $1,342).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Rock City, IL include housing, rent. Unemployment currently reads 5.4% and poverty 3.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,167
Median household income
Education D
26.3%
Bachelor's degree or higher
Housing A+
1.9x
Home value $157,000 vs income
Commute D
28 min
Average commute time
Rent A+
$916/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$84,167
▲ 36% vs national
Per Capita Income
$45,343
Unemployment Rate
5.4%
Poverty Rate
3.3%

Housing

Median Home Value
$157,000
▼ 43% vs national
Median Rent
$642/mo
Owner Occupied
90.4%
2BR Fair Market Rent
$916/mo
▼ 24% vs national

Fair Market Rents by Bedroom

Studio
$694
1BR
$698
2BR
$916
3BR
$1,124
4BR
$1,342

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.3%
▼ 4 ppt vs national
High School+
47.0%
Median Age
52.0
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
$5,529/yr
School-Age (Center)
$1,230/yr

What This Means

Rock City, IL receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 1,130. This area performs well in housing and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Rock City ZIP Codes
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What are common questions about this dashboard?

Is Rock City, IL affordable?
Rock City, IL receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,167. Median home value is $157,000.
What is the cost of living in Rock City?
Key cost metrics: Median rent $642/mo. 2BR fair market rent $916/mo. Median home value $157,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →