B

Roscoe, IL

Source:

Affordability Score: 74/100

Population: 20,052 · 1 ZIP codes

The affordability dashboard for Roscoe, IL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,052 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $102,064, median home value of $239,100, median rent of $1,441 per month, and 38.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,175 per month (studio $810, 1BR $895, 3BR $1,555, 4BR $1,594). Department of Labor data lists infant center-based childcare at $14,647 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Roscoe, IL include income, housing, rent. Unemployment currently reads 4.9% and poverty 4.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$102,064
Median household income
Education B-
38.0%
Bachelor's degree or higher
Housing A-
2.3x
Home value $239,100 vs income
Commute D
27 min
Average commute time
Rent A+
$1,175/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$14,647/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$102,064
▲ 65% vs national
Per Capita Income
$44,255
Unemployment Rate
4.9%
Poverty Rate
4.9%

Housing

Median Home Value
$239,100
▼ 13% vs national
Median Rent
$1,441/mo
Owner Occupied
80.3%
2BR Fair Market Rent
$1,175/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$810
1BR
$895
2BR
$1,175
3BR
$1,555
4BR
$1,594

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.0%
▲ 8 ppt vs national
High School+
62.3%
Median Age
38.8
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$14,647/yr
14% of income
Toddler (Center)
$11,180/yr
Preschool (Center)
$9,596/yr
School-Age (Center)
$2,244/yr

What This Means

Roscoe, IL receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 20,052. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Roscoe, IL affordable?
Roscoe, IL receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $102,064. Median home value is $239,100.
What is the cost of living in Roscoe?
Key cost metrics: Median rent $1,441/mo. 2BR fair market rent $1,175/mo. Infant childcare $14,647/yr. Median home value $239,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →