A

Rumsey, KY

Source:

Affordability Score: 85/100

Population: 476 · 1 ZIP codes

The affordability dashboard for Rumsey, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 476 residents, then layers in county-level federal data to produce an overall grade of A (85/100). The headline inputs are median household income of $130,250, median home value of $163,900, median rent of per month, and 26.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,110 per month (studio $840, 1BR $846, 3BR $1,466, 4BR $1,470). Department of Labor data lists infant center-based childcare at $7,388 per year, consuming 6% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Rumsey, KY include income, housing, rent, childcare. Unemployment currently reads 10.2% and poverty 11.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$130,250
Median household income
Education D
26.6%
Bachelor's degree or higher
Housing A+
1.3x
Home value $163,900 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,110/mo
2BR fair market rent (10% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A
$7,388/yr
Center-based infant care (6% of income)

Income & Employment

Median Income
$130,250
▲ 110% vs national
Per Capita Income
$49,812
Unemployment Rate
10.2%
Poverty Rate
11.7%

Housing

Median Home Value
$163,900
▼ 40% vs national
Median Rent
Owner Occupied
72.9%
2BR Fair Market Rent
$1,110/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$840
1BR
$846
2BR
$1,110
3BR
$1,466
4BR
$1,470

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.6%
▼ 3 ppt vs national
High School+
62.3%
Median Age
53.6
Avg. Commute

Childcare Costs

Infant (Center)
$7,388/yr
6% of income
Toddler (Center)
$6,989/yr
Preschool (Center)
$6,989/yr
School-Age (Center)
$6,789/yr

What This Means

Rumsey, KY receives an overall affordability grade of A (85/100), aggregated from 1 ZIP codes with a total population of 476. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Rumsey, KY affordable?
Rumsey, KY receives an overall affordability grade of A (85/100) based on Census, HUD, FBI, and DOL data. Median household income is $130,250. Median home value is $163,900.
What is the cost of living in Rumsey?
Key cost metrics: 2BR fair market rent $1,110/mo. Infant childcare $7,388/yr. Median home value $163,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →