C

Rutland, VT

Source:

Affordability Score: 59/100

Population: 20,802 · 1 ZIP codes

The affordability dashboard for Rutland, VT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,802 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $61,610, median home value of $217,700, median rent of $1,024 per month, and 35.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,345 per month (studio $1,019, 1BR $1,026, 3BR $1,638, 4BR $1,987).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Rutland, VT include commute. Unemployment currently reads 4.1% and poverty 14.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,610
Median household income
Education C+
35.3%
Bachelor's degree or higher
Housing D
3.5x
Home value $217,700 vs income
Commute A-
17 min
Average commute time
Rent C+
$1,345/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$61,610
▼ 1% vs national
Per Capita Income
$40,874
Unemployment Rate
4.1%
Poverty Rate
14.2%

Housing

Median Home Value
$217,700
▼ 21% vs national
Median Rent
$1,024/mo
Owner Occupied
60.5%
2BR Fair Market Rent
$1,345/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,019
1BR
$1,026
2BR
$1,345
3BR
$1,638
4BR
$1,987

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.3%
▲ 5 ppt vs national
High School+
65.9%
Median Age
49.7
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Rutland, VT receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 20,802. This area performs well in commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Rutland ZIP Codes
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What are common questions about this dashboard?

Is Rutland, VT affordable?
Rutland, VT receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,610. Median home value is $217,700.
What is the cost of living in Rutland?
Key cost metrics: Median rent $1,024/mo. 2BR fair market rent $1,345/mo. Median home value $217,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →