D

Rutledge, GA

Source:

Affordability Score: 45/100

Population: 3,032 · 1 ZIP codes

The affordability dashboard for Rutledge, GA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,032 residents, then layers in county-level federal data to produce an overall grade of D (45/100). The headline inputs are median household income of $69,417, median home value of $320,900, median rent of $1,155 per month, and 12.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,442 per month (studio $1,256, 1BR $1,315, 3BR $1,729, 4BR $2,419). Department of Labor data lists infant center-based childcare at $7,436 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute. Unemployment currently reads 0.7% and poverty 12.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,417
Median household income
Education F
12.6%
Bachelor's degree or higher
Housing F
4.6x
Home value $320,900 vs income
Commute F
31 min
Average commute time
Rent B-
$1,442/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$7,436/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$69,417
▲ 12% vs national
Per Capita Income
$30,491
Unemployment Rate
0.7%
Poverty Rate
12.4%

Housing

Median Home Value
$320,900
▲ 17% vs national
Median Rent
$1,155/mo
Owner Occupied
85.6%
2BR Fair Market Rent
$1,442/mo
▲ 20% vs national

Fair Market Rents by Bedroom

Studio
$1,256
1BR
$1,315
2BR
$1,442
3BR
$1,729
4BR
$2,419

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.6%
▼ 17 ppt vs national
High School+
50.7%
Median Age
39.7
Avg. Commute
31 min
▲ 5 min vs national

Childcare Costs

Infant (Center)
$7,436/yr
11% of income
Toddler (Center)
$6,916/yr
Preschool (Center)
$6,638/yr
School-Age (Center)
$3,640/yr

What This Means

Rutledge, GA receives an overall affordability grade of D (45/100), aggregated from 1 ZIP codes with a total population of 3,032. Challenges include education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Rutledge, GA affordable?
Rutledge, GA receives an overall affordability grade of D (45/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,417. Median home value is $320,900.
What is the cost of living in Rutledge?
Key cost metrics: Median rent $1,155/mo. 2BR fair market rent $1,442/mo. Infant childcare $7,436/yr. Median home value $320,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →