C-

Safford, AZ

Source:

Affordability Score: 52/100

Population: 19,677 · 1 ZIP codes

The affordability dashboard for Safford, AZ aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,677 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $61,832, median home value of $199,800, median rent of $981 per month, and 13.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,244 per month (studio $887, 1BR $991, 3BR $1,669, 4BR $2,087). Department of Labor data lists infant center-based childcare at $11,180 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 5.9% and poverty 15.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$61,832
Median household income
Education F
13.1%
Bachelor's degree or higher
Housing C
3.2x
Home value $199,800 vs income
Commute B-
22 min
Average commute time
Rent B-
$1,244/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,180/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$61,832
▼ 0% vs national
Per Capita Income
$25,862
Unemployment Rate
5.9%
Poverty Rate
15.3%

Housing

Median Home Value
$199,800
▼ 27% vs national
Median Rent
$981/mo
Owner Occupied
75.7%
2BR Fair Market Rent
$1,244/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$887
1BR
$991
2BR
$1,244
3BR
$1,669
4BR
$2,087

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.1%
▼ 17 ppt vs national
High School+
45.2%
Median Age
35.0
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$11,180/yr
18% of income
Toddler (Center)
$8,047/yr
Preschool (Center)
$8,047/yr
School-Age (Center)
$8,609/yr

What This Means

Safford, AZ receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 19,677. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Safford, AZ affordable?
Safford, AZ receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $61,832. Median home value is $199,800.
What is the cost of living in Safford?
Key cost metrics: Median rent $981/mo. 2BR fair market rent $1,244/mo. Infant childcare $11,180/yr. Median home value $199,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →