C

Saint Albans, ME

Source:

Affordability Score: 57/100

Population: 2,005 · 1 ZIP codes

The affordability dashboard for Saint Albans, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,005 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $65,600, median home value of $194,000, median rent of $1,056 per month, and 21.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,266 per month (studio $1,015, 1BR $1,083, 3BR $1,689, 4BR $1,812). Department of Labor data lists infant center-based childcare at $10,053 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 2.0% and poverty 23.2% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,600
Median household income
Education F
21.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $194,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,266/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,053/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$65,600
▲ 6% vs national
Per Capita Income
$34,734
Unemployment Rate
2.0%
Poverty Rate
23.2%

Housing

Median Home Value
$194,000
▼ 29% vs national
Median Rent
$1,056/mo
Owner Occupied
85.2%
2BR Fair Market Rent
$1,266/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$1,015
1BR
$1,083
2BR
$1,266
3BR
$1,689
4BR
$1,812

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.8%
▼ 8 ppt vs national
High School+
59.6%
Median Age
54.3
Avg. Commute
-

Childcare Costs

Infant (Center)
$10,053/yr
15% of income
Toddler (Center)
$8,190/yr
Preschool (Center)
$7,367/yr
School-Age (Center)
$7,141/yr

What This Means

Saint Albans, ME receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 2,005. Challenges include education. Data was unavailable for commute, safety – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Saint Albans, ME affordable?
Saint Albans, ME receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,600. Median home value is $194,000.
What is the cost of living in Saint Albans?
Key cost metrics: Median rent $1,056/mo. 2BR fair market rent $1,266/mo. Infant childcare $10,053/yr. Median home value $194,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →