F

Saint Francis, ME

Source:

Affordability Score: 24/100

Population: 730 · 1 ZIP codes

The affordability dashboard for Saint Francis, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 730 residents, then layers in county-level federal data to produce an overall grade of F (24/100). The headline inputs are median household income of $32,250, median home value of $99,800, median rent of $493 per month, and 18.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,224 per month (studio $942, 1BR $949, 3BR $1,672, 4BR $1,739). Department of Labor data lists infant center-based childcare at $10,053 per year, consuming 31% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute, rent, childcare. Unemployment currently reads 7.4% and poverty 21.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$32,250
Median household income
Education F
18.1%
Bachelor's degree or higher
Housing C+
3.1x
Home value $99,800 vs income
Commute F
40 min
Average commute time
Rent F
$1,224/mo
2BR fair market rent (46% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,053/yr
Center-based infant care (31% of income)

Income & Employment

Median Income
$32,250
▼ 48% vs national
Per Capita Income
$31,395
Unemployment Rate
7.4%
Poverty Rate
21.2%

Housing

Median Home Value
$99,800
▼ 64% vs national
Median Rent
$493/mo
Owner Occupied
77.6%
2BR Fair Market Rent
$1,224/mo
▲ 2% vs national

Fair Market Rents by Bedroom

Studio
$942
1BR
$949
2BR
$1,224
3BR
$1,672
4BR
$1,739

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.1%
▼ 12 ppt vs national
High School+
67.6%
Median Age
60.7
Avg. Commute
40 min
▲ 14 min vs national

Childcare Costs

Infant (Center)
$10,053/yr
31% of income
Toddler (Center)
$8,190/yr
Preschool (Center)
$7,367/yr
School-Age (Center)
$7,141/yr

What This Means

Saint Francis, ME receives an overall affordability grade of F (24/100), aggregated from 1 ZIP codes with a total population of 730. Challenges include income and education and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Saint Francis, ME affordable?
Saint Francis, ME receives an overall affordability grade of F (24/100) based on Census, HUD, FBI, and DOL data. Median household income is $32,250. Median home value is $99,800.
What is the cost of living in Saint Francis?
Key cost metrics: Median rent $493/mo. 2BR fair market rent $1,224/mo. Infant childcare $10,053/yr. Median home value $99,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →