B

Saint Paul, KS

Source:

Affordability Score: 73/100

Population: 1,028 · 1 ZIP codes

The affordability dashboard for Saint Paul, KS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,028 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $70,625, median home value of $108,800, median rent of $680 per month, and 28.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $877 per month (studio $687, 1BR $691, 3BR $1,125, 4BR $1,349). Department of Labor data lists infant center-based childcare at $4,971 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Saint Paul, KS include housing, rent, childcare. Unemployment currently reads 3.9% and poverty 4.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,625
Median household income
Education D
28.2%
Bachelor's degree or higher
Housing A+
1.5x
Home value $108,800 vs income
Commute C+
23 min
Average commute time
Rent A+
$877/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$4,971/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$70,625
▲ 14% vs national
Per Capita Income
$31,219
Unemployment Rate
3.9%
Poverty Rate
4.0%

Housing

Median Home Value
$108,800
▼ 60% vs national
Median Rent
$680/mo
Owner Occupied
76.8%
2BR Fair Market Rent
$877/mo
▼ 27% vs national

Fair Market Rents by Bedroom

Studio
$687
1BR
$691
2BR
$877
3BR
$1,125
4BR
$1,349

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.2%
▼ 2 ppt vs national
High School+
56.8%
Median Age
43.9
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$4,971/yr
7% of income
Toddler (Center)
$5,075/yr
Preschool (Center)
$5,075/yr
School-Age (Center)
$4,285/yr

What This Means

Saint Paul, KS receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 1,028. This area performs well in housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Saint Paul, KS affordable?
Saint Paul, KS receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,625. Median home value is $108,800.
What is the cost of living in Saint Paul?
Key cost metrics: Median rent $680/mo. 2BR fair market rent $877/mo. Infant childcare $4,971/yr. Median home value $108,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →