F

San Jose, NM

Source:

Affordability Score: 9/100

Population: 478 · 1 ZIP codes

The affordability dashboard for San Jose, NM aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 478 residents, then layers in county-level federal data to produce an overall grade of F (9/100). The headline inputs are median household income of $24,190, median home value of $228,200, median rent of per month, and 17.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,008 per month (studio $783, 1BR $920, 3BR $1,402, 4BR $1,626).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent. Unemployment currently reads and poverty 0.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$24,190
Median household income
Education F
17.0%
Bachelor's degree or higher
Housing F
9.4x
Home value $228,200 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,008/mo
2BR fair market rent (50% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$24,190
▼ 61% vs national
Per Capita Income
$21,960
Unemployment Rate
Poverty Rate
0.0%

Housing

Median Home Value
$228,200
▼ 17% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,008/mo
▼ 16% vs national

Fair Market Rents by Bedroom

Studio
$783
1BR
$920
2BR
$1,008
3BR
$1,402
4BR
$1,626

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.0%
▼ 13 ppt vs national
High School+
26.5%
Median Age
71.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

San Jose, NM receives an overall affordability grade of F (9/100), aggregated from 1 ZIP codes with a total population of 478. Challenges include income and education and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore San Jose ZIP Codes
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What are common questions about this dashboard?

Is San Jose, NM affordable?
San Jose, NM receives an overall affordability grade of F (9/100) based on Census, HUD, FBI, and DOL data. Median household income is $24,190. Median home value is $228,200.
What is the cost of living in San Jose?
Key cost metrics: 2BR fair market rent $1,008/mo. Median home value $228,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →