F

Santa Paula, CA

Source:

Affordability Score: 31/100

Population: 32,811 · 1 ZIP codes

The affordability dashboard for Santa Paula, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 32,811 residents, then layers in county-level federal data to produce an overall grade of F (31/100). The headline inputs are median household income of $80,979, median home value of $635,100, median rent of $1,736 per month, and 16.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,693 per month (studio $1,998, 1BR $2,250, 3BR $3,652, 4BR $4,240). Department of Labor data lists infant center-based childcare at $22,085 per year, consuming 27% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 6.7% and poverty 13.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$80,979
Median household income
Education F
16.0%
Bachelor's degree or higher
Housing F
7.8x
Home value $635,100 vs income
Commute D
27 min
Average commute time
Rent F
$2,693/mo
2BR fair market rent (40% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$22,085/yr
Center-based infant care (27% of income)

Income & Employment

Median Income
$80,979
▲ 31% vs national
Per Capita Income
$32,984
Unemployment Rate
6.7%
Poverty Rate
13.5%

Housing

Median Home Value
$635,100
▲ 131% vs national
Median Rent
$1,736/mo
Owner Occupied
56.0%
2BR Fair Market Rent
$2,693/mo
▲ 124% vs national

Fair Market Rents by Bedroom

Studio
$1,998
1BR
$2,250
2BR
$2,693
3BR
$3,652
4BR
$4,240

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.0%
▼ 14 ppt vs national
High School+
38.5%
Median Age
35.7
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$22,085/yr
27% of income
Toddler (Center)
$14,136/yr
Preschool (Center)
$15,557/yr
School-Age (Center)
$21,881/yr

What This Means

Santa Paula, CA receives an overall affordability grade of F (31/100), aggregated from 1 ZIP codes with a total population of 32,811. Challenges include education and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Santa Paula ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Santa Paula, CA affordable?
Santa Paula, CA receives an overall affordability grade of F (31/100) based on Census, HUD, FBI, and DOL data. Median household income is $80,979. Median home value is $635,100.
What is the cost of living in Santa Paula?
Key cost metrics: Median rent $1,736/mo. 2BR fair market rent $2,693/mo. Infant childcare $22,085/yr. Median home value $635,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →