A

Scotland, PA

Source:

Affordability Score: 87/100

Population: 89 · 1 ZIP codes

The affordability dashboard for Scotland, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 89 residents, then layers in county-level federal data to produce an overall grade of A (87/100). The headline inputs are median household income of $140,100, median home value of $252,000, median rent of per month, and 35.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,379 per month (studio $1,014, 1BR $1,119, 3BR $1,825, 4BR $1,991).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Scotland, PA include income, housing, rent. Unemployment currently reads 0.0% and poverty 7.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$140,100
Median household income
Education C+
35.2%
Bachelor's degree or higher
Housing A+
1.8x
Home value $252,000 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,379/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$140,100
▲ 126% vs national
Per Capita Income
$45,111
Unemployment Rate
0.0%
Poverty Rate
7.6%

Housing

Median Home Value
$252,000
▼ 8% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,379/mo
▲ 15% vs national

Fair Market Rents by Bedroom

Studio
$1,014
1BR
$1,119
2BR
$1,379
3BR
$1,825
4BR
$1,991

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.2%
▲ 5 ppt vs national
High School+
59.5%
Median Age
40.2
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Scotland, PA receives an overall affordability grade of A (87/100), aggregated from 1 ZIP codes with a total population of 89. This area performs well in income and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Scotland ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Scotland, PA affordable?
Scotland, PA receives an overall affordability grade of A (87/100) based on Census, HUD, FBI, and DOL data. Median household income is $140,100. Median home value is $252,000.
What is the cost of living in Scotland?
Key cost metrics: 2BR fair market rent $1,379/mo. Median home value $252,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →