C+

Searcy, AR

Source:

Affordability Score: 62/100

Population: 35,169 · 1 ZIP codes

The affordability dashboard for Searcy, AR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 35,169 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $58,344, median home value of $181,300, median rent of $904 per month, and 27.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $880 per month (studio $630, 1BR $734, 3BR $1,149, 4BR $1,165).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Searcy, AR include commute, rent. Unemployment currently reads 5.3% and poverty 17.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,344
Median household income
Education D
27.7%
Bachelor's degree or higher
Housing C+
3.1x
Home value $181,300 vs income
Commute B+
18 min
Average commute time
Rent A-
$880/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$58,344
▼ 6% vs national
Per Capita Income
$30,086
Unemployment Rate
5.3%
Poverty Rate
17.9%

Housing

Median Home Value
$181,300
▼ 34% vs national
Median Rent
$904/mo
Owner Occupied
65.0%
2BR Fair Market Rent
$880/mo
▼ 27% vs national

Fair Market Rents by Bedroom

Studio
$630
1BR
$734
2BR
$880
3BR
$1,149
4BR
$1,165

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.7%
▼ 2 ppt vs national
High School+
63.9%
Median Age
35.3
Avg. Commute
18 min
▼ 8 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Searcy, AR receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 35,169. This area performs well in commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Searcy ZIP Codes
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What are common questions about this dashboard?

Is Searcy, AR affordable?
Searcy, AR receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,344. Median home value is $181,300.
What is the cost of living in Searcy?
Key cost metrics: Median rent $904/mo. 2BR fair market rent $880/mo. Median home value $181,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →