C-

Sebago, ME

Source:

Affordability Score: 51/100

Population: 1,725 · 1 ZIP codes

The affordability dashboard for Sebago, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,725 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $77,813, median home value of $300,000, median rent of $1,533 per month, and 24.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,833 per month (studio $1,264, 1BR $1,397, 3BR $2,380, 4BR $3,038). Department of Labor data lists infant center-based childcare at $13,087 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.4% and poverty 13.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$77,813
Median household income
Education F
24.4%
Bachelor's degree or higher
Housing D
3.9x
Home value $300,000 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,833/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$13,087/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$77,813
▲ 26% vs national
Per Capita Income
$38,717
Unemployment Rate
6.4%
Poverty Rate
13.6%

Housing

Median Home Value
$300,000
▲ 9% vs national
Median Rent
$1,533/mo
Owner Occupied
89.0%
2BR Fair Market Rent
$1,833/mo
▲ 53% vs national

Fair Market Rents by Bedroom

Studio
$1,264
1BR
$1,397
2BR
$1,833
3BR
$2,380
4BR
$3,038

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.4%
▼ 6 ppt vs national
High School+
58.2%
Median Age
40.7
Avg. Commute

Childcare Costs

Infant (Center)
$13,087/yr
17% of income
Toddler (Center)
$13,087/yr
Preschool (Center)
$13,589/yr
School-Age (Center)
$8,233/yr

What This Means

Sebago, ME receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 1,725. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Sebago, ME affordable?
Sebago, ME receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $77,813. Median home value is $300,000.
What is the cost of living in Sebago?
Key cost metrics: Median rent $1,533/mo. 2BR fair market rent $1,833/mo. Infant childcare $13,087/yr. Median home value $300,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →