C+

Sebec, ME

Source:

Affordability Score: 63/100

Population: 559 · 1 ZIP codes

The affordability dashboard for Sebec, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 559 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $74,545, median home value of $233,000, median rent of - per month, and 32.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,419 per month (studio $978, 1BR $1,081, 3BR $1,701, 4BR $1,879). Department of Labor data lists infant center-based childcare at $10,053 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Unemployment currently reads 1.1% and poverty 5.3% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,545
Median household income
Education C-
32.0%
Bachelor's degree or higher
Housing C+
3.1x
Home value $233,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,419/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,053/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$74,545
▲ 20% vs national
Per Capita Income
$40,995
Unemployment Rate
1.1%
Poverty Rate
5.3%

Housing

Median Home Value
$233,000
▼ 15% vs national
Median Rent
-
Owner Occupied
97.6%
2BR Fair Market Rent
$1,419/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$978
1BR
$1,081
2BR
$1,419
3BR
$1,701
4BR
$1,879

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.0%
▲ 2 ppt vs national
High School+
60.7%
Median Age
49.3
Avg. Commute
-

Childcare Costs

Infant (Center)
$10,053/yr
13% of income
Toddler (Center)
$8,190/yr
Preschool (Center)
$7,367/yr
School-Age (Center)
$7,141/yr

What This Means

Sebec, ME receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 559. Data was unavailable for commute, safety – these dimensions were excluded from the overall score.

Other City Dashboards in ME

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What are common questions about this dashboard?

Is Sebec, ME affordable?
Sebec, ME receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,545. Median home value is $233,000.
What is the cost of living in Sebec?
Key cost metrics: 2BR fair market rent $1,419/mo. Infant childcare $10,053/yr. Median home value $233,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →