D

Shallotte, NC

Source:

Affordability Score: 48/100

Population: 10,644 · 1 ZIP codes

The affordability dashboard for Shallotte, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,644 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $65,030, median home value of $276,300, median rent of $1,088 per month, and 20.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,426 per month (studio $1,242, 1BR $1,301, 3BR $1,983, 4BR $2,392). Department of Labor data lists infant center-based childcare at $9,560 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 3.8% and poverty 8.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,030
Median household income
Education F
20.3%
Bachelor's degree or higher
Housing F
4.2x
Home value $276,300 vs income
Commute C-
25 min
Average commute time
Rent C+
$1,426/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,560/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$65,030
▲ 5% vs national
Per Capita Income
$38,503
Unemployment Rate
3.8%
Poverty Rate
8.6%

Housing

Median Home Value
$276,300
▲ 0% vs national
Median Rent
$1,088/mo
Owner Occupied
75.0%
2BR Fair Market Rent
$1,426/mo
▲ 19% vs national

Fair Market Rents by Bedroom

Studio
$1,242
1BR
$1,301
2BR
$1,426
3BR
$1,983
4BR
$2,392

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.3%
▼ 10 ppt vs national
High School+
51.2%
Median Age
49.8
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$9,560/yr
15% of income
Toddler (Center)
$8,234/yr
Preschool (Center)
$7,572/yr
School-Age (Center)
$3,992/yr

What This Means

Shallotte, NC receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 10,644. Challenges include education and housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Shallotte, NC affordable?
Shallotte, NC receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,030. Median home value is $276,300.
What is the cost of living in Shallotte?
Key cost metrics: Median rent $1,088/mo. 2BR fair market rent $1,426/mo. Infant childcare $9,560/yr. Median home value $276,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →