F

Silver Lake, OR

Source:

Affordability Score: 38/100

Population: 507 · 1 ZIP codes

The affordability dashboard for Silver Lake, OR aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 507 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $52,303, median home value of , median rent of per month, and 7.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,150 per month (studio $793, 1BR $929, 3BR $1,599, 4BR $1,929). Department of Labor data lists infant center-based childcare at $10,260 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 0.0% and poverty 5.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,303
Median household income
Education F
7.2%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent C+
$1,150/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,260/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$52,303
▼ 16% vs national
Per Capita Income
$33,724
Unemployment Rate
0.0%
Poverty Rate
5.4%

Housing

Median Home Value
Median Rent
Owner Occupied
74.6%
2BR Fair Market Rent
$1,150/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$793
1BR
$929
2BR
$1,150
3BR
$1,599
4BR
$1,929

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
7.2%
▼ 23 ppt vs national
High School+
50.3%
Median Age
58.2
Avg. Commute

Childcare Costs

Infant (Center)
$10,260/yr
20% of income
Toddler (Center)
$9,420/yr
Preschool (Center)
$7,800/yr
School-Age (Center)
$3,240/yr

What This Means

Silver Lake, OR receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 507. Challenges include income and education and childcare. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Silver Lake ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Silver Lake, OR affordable?
Silver Lake, OR receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,303.
What is the cost of living in Silver Lake?
Key cost metrics: 2BR fair market rent $1,150/mo. Infant childcare $10,260/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →