B-

Sioux Falls, SD

Source:

Affordability Score: 66/100

Population: 161,141 · 9 ZIP codes

The affordability dashboard for Sioux Falls, SD aggregates Census ACS 5-Year Estimates across 9 ZIP codes covering 161,141 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $76,225, median home value of $290,057, median rent of $1,016 per month, and 36.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,156 per month (studio $865, 1BR $986, 3BR $1,586, 4BR $1,939). Department of Labor data lists infant center-based childcare at $9,277 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sioux Falls, SD include commute, rent. Unemployment currently reads 2.5% and poverty 10.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,225
Median household income
Education C+
36.9%
Bachelor's degree or higher
Housing D
3.8x
Home value $290,057 vs income
Commute A-
17 min
Average commute time
Rent A-
$1,156/mo
2BR fair market rent (18% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,277/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$76,225
▲ 23% vs national
Per Capita Income
$43,528
Unemployment Rate
2.5%
Poverty Rate
10.0%

Housing

Median Home Value
$290,057
▲ 5% vs national
Median Rent
$1,016/mo
Owner Occupied
60.2%
2BR Fair Market Rent
$1,156/mo
▼ 4% vs national

Fair Market Rents by Bedroom

Studio
$865
1BR
$986
2BR
$1,156
3BR
$1,586
4BR
$1,939

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.9%
▲ 7 ppt vs national
High School+
61.6%
Median Age
35.8
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$9,277/yr
12% of income
Toddler (Center)
$9,277/yr
Preschool (Center)
$8,694/yr
School-Age (Center)
$8,736/yr

What This Means

Sioux Falls, SD receives an overall affordability grade of B- (66/100), aggregated from 9 ZIP codes with a total population of 161,141. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Sioux Falls ZIP Codes
View all 9 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Sioux Falls, SD affordable?
Sioux Falls, SD receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,225. Median home value is $290,057.
What is the cost of living in Sioux Falls?
Key cost metrics: Median rent $1,016/mo. 2BR fair market rent $1,156/mo. Infant childcare $9,277/yr. Median home value $290,057.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →