A-

Smithfield, ME

Source:

Affordability Score: 81/100

Population: 799 · 1 ZIP codes

The affordability dashboard for Smithfield, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 799 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $107,917, median home value of $242,800, median rent of $1,109 per month, and 34.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,266 per month (studio $1,015, 1BR $1,083, 3BR $1,689, 4BR $1,812). Department of Labor data lists infant center-based childcare at $10,053 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Smithfield, ME include income, housing, rent, childcare. Unemployment currently reads 5.3% and poverty 5.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$107,917
Median household income
Education C
34.7%
Bachelor's degree or higher
Housing A
2.2x
Home value $242,800 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,266/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$10,053/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$107,917
▲ 74% vs national
Per Capita Income
$55,791
Unemployment Rate
5.3%
Poverty Rate
5.8%

Housing

Median Home Value
$242,800
▼ 12% vs national
Median Rent
$1,109/mo
Owner Occupied
88.9%
2BR Fair Market Rent
$1,266/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$1,015
1BR
$1,083
2BR
$1,266
3BR
$1,689
4BR
$1,812

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.7%
▲ 5 ppt vs national
High School+
67.9%
Median Age
55.8
Avg. Commute

Childcare Costs

Infant (Center)
$10,053/yr
9% of income
Toddler (Center)
$8,190/yr
Preschool (Center)
$7,367/yr
School-Age (Center)
$7,141/yr

What This Means

Smithfield, ME receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 799. This area performs well in income and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Smithfield, ME affordable?
Smithfield, ME receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $107,917. Median home value is $242,800.
What is the cost of living in Smithfield?
Key cost metrics: Median rent $1,109/mo. 2BR fair market rent $1,266/mo. Infant childcare $10,053/yr. Median home value $242,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →