C

Smithfield, PA

Source:

Affordability Score: 58/100

Population: 6,446 · 1 ZIP codes

The affordability dashboard for Smithfield, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,446 residents, then layers in county-level federal data to produce an overall grade of C (58/100). The headline inputs are median household income of $67,449, median home value of $169,200, median rent of $849 per month, and 17.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,299 per month (studio $1,001, 1BR $1,077, 3BR $1,661, 4BR $1,789).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Smithfield, PA include housing. Pressure points are education. Unemployment currently reads 6.2% and poverty 10.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$67,449
Median household income
Education F
17.4%
Bachelor's degree or higher
Housing A-
2.5x
Home value $169,200 vs income
Commute D
27 min
Average commute time
Rent B
$1,299/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$67,449
▲ 9% vs national
Per Capita Income
$38,821
Unemployment Rate
6.2%
Poverty Rate
10.6%

Housing

Median Home Value
$169,200
▼ 38% vs national
Median Rent
$849/mo
Owner Occupied
79.7%
2BR Fair Market Rent
$1,299/mo
▲ 8% vs national

Fair Market Rents by Bedroom

Studio
$1,001
1BR
$1,077
2BR
$1,299
3BR
$1,661
4BR
$1,789

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
17.4%
▼ 13 ppt vs national
High School+
65.4%
Median Age
48.0
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Smithfield, PA receives an overall affordability grade of C (58/100), aggregated from 1 ZIP codes with a total population of 6,446. This area performs well in housing. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Smithfield, PA affordable?
Smithfield, PA receives an overall affordability grade of C (58/100) based on Census, HUD, FBI, and DOL data. Median household income is $67,449. Median home value is $169,200.
What is the cost of living in Smithfield?
Key cost metrics: Median rent $849/mo. 2BR fair market rent $1,299/mo. Median home value $169,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →