B

Smithville, MS

Source:

Affordability Score: 71/100

Population: 3,122 · 1 ZIP codes

The affordability dashboard for Smithville, MS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,122 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $70,667, median home value of $138,600, median rent of $819 per month, and 25.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $842 per month (studio $727, 1BR $768, 3BR $1,012, 4BR $1,115). Department of Labor data lists infant center-based childcare at $6,098 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Smithville, MS include housing, rent, childcare. Unemployment currently reads 1.7% and poverty 9.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,667
Median household income
Education D
25.4%
Bachelor's degree or higher
Housing A+
2.0x
Home value $138,600 vs income
Commute C
24 min
Average commute time
Rent A+
$842/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$6,098/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$70,667
▲ 14% vs national
Per Capita Income
$40,350
Unemployment Rate
1.7%
Poverty Rate
9.2%

Housing

Median Home Value
$138,600
▼ 50% vs national
Median Rent
$819/mo
Owner Occupied
89.2%
2BR Fair Market Rent
$842/mo
▼ 30% vs national

Fair Market Rents by Bedroom

Studio
$727
1BR
$768
2BR
$842
3BR
$1,012
4BR
$1,115

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.4%
▼ 5 ppt vs national
High School+
58.7%
Median Age
47.0
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$6,098/yr
9% of income
Toddler (Center)
$5,550/yr
Preschool (Center)
$5,550/yr
School-Age (Center)
$5,276/yr

What This Means

Smithville, MS receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 3,122. This area performs well in housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Smithville, MS affordable?
Smithville, MS receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,667. Median home value is $138,600.
What is the cost of living in Smithville?
Key cost metrics: Median rent $819/mo. 2BR fair market rent $842/mo. Infant childcare $6,098/yr. Median home value $138,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →