C-

Smyrna, DE

Source:

Affordability Score: 50/100

Population: 22,984 · 1 ZIP codes

The affordability dashboard for Smyrna, DE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 22,984 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $76,826, median home value of $341,000, median rent of $1,468 per month, and 23.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,470 per month (studio $1,158, 1BR $1,165, 3BR $2,044, 4BR $2,285). Department of Labor data lists infant center-based childcare at $9,471 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute. Unemployment currently reads 5.9% and poverty 9.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,826
Median household income
Education F
23.4%
Bachelor's degree or higher
Housing F
4.4x
Home value $341,000 vs income
Commute F
33 min
Average commute time
Rent B
$1,470/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,471/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$76,826
▲ 24% vs national
Per Capita Income
$34,437
Unemployment Rate
5.9%
Poverty Rate
9.5%

Housing

Median Home Value
$341,000
▲ 24% vs national
Median Rent
$1,468/mo
Owner Occupied
83.0%
2BR Fair Market Rent
$1,470/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,158
1BR
$1,165
2BR
$1,470
3BR
$2,044
4BR
$2,285

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.4%
▼ 7 ppt vs national
High School+
62.4%
Median Age
38.1
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
$9,471/yr
12% of income
Toddler (Center)
$7,230/yr
Preschool (Center)
$7,519/yr
School-Age (Center)
$5,784/yr

What This Means

Smyrna, DE receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 22,984. Challenges include education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Smyrna, DE affordable?
Smyrna, DE receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,826. Median home value is $341,000.
What is the cost of living in Smyrna?
Key cost metrics: Median rent $1,468/mo. 2BR fair market rent $1,470/mo. Infant childcare $9,471/yr. Median home value $341,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →