D

Smyrna, NC

Source:

Affordability Score: 42/100

Population: 622 · 1 ZIP codes

The affordability dashboard for Smyrna, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 622 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $64,519, median home value of $506,600, median rent of per month, and 20.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,198 per month (studio $907, 1BR $913, 3BR $1,541, 4BR $1,966). Department of Labor data lists infant center-based childcare at $10,339 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing. Unemployment currently reads 0.0% and poverty 15.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,519
Median household income
Education F
20.9%
Bachelor's degree or higher
Housing F
7.9x
Home value $506,600 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,198/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,339/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$64,519
▲ 4% vs national
Per Capita Income
$35,176
Unemployment Rate
0.0%
Poverty Rate
15.7%

Housing

Median Home Value
$506,600
▲ 84% vs national
Median Rent
Owner Occupied
86.3%
2BR Fair Market Rent
$1,198/mo
▼ 0% vs national

Fair Market Rents by Bedroom

Studio
$907
1BR
$913
2BR
$1,198
3BR
$1,541
4BR
$1,966

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.9%
▼ 9 ppt vs national
High School+
57.4%
Median Age
62.3
Avg. Commute

Childcare Costs

Infant (Center)
$10,339/yr
16% of income
Toddler (Center)
$6,701/yr
Preschool (Center)
$6,701/yr
School-Age (Center)
$6,747/yr

What This Means

Smyrna, NC receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 622. Challenges include education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Smyrna, NC affordable?
Smyrna, NC receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,519. Median home value is $506,600.
What is the cost of living in Smyrna?
Key cost metrics: 2BR fair market rent $1,198/mo. Infant childcare $10,339/yr. Median home value $506,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →