C+

Sparrows Point, MD

Source:

Affordability Score: 63/100

Population: 9,379 · 1 ZIP codes

The affordability dashboard for Sparrows Point, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 9,379 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $110,438, median home value of $384,600, median rent of $1,264 per month, and 26.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,857 per month (studio $1,362, 1BR $1,511, 3BR $2,358, 4BR $2,611). Department of Labor data lists infant center-based childcare at $17,955 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sparrows Point, MD include income, rent. Unemployment currently reads 3.3% and poverty 3.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A-
$110,438
Median household income
Education D
26.0%
Bachelor's degree or higher
Housing C-
3.5x
Home value $384,600 vs income
Commute C-
26 min
Average commute time
Rent B+
$1,857/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$17,955/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$110,438
▲ 78% vs national
Per Capita Income
$57,686
Unemployment Rate
3.3%
Poverty Rate
3.5%

Housing

Median Home Value
$384,600
▲ 40% vs national
Median Rent
$1,264/mo
Owner Occupied
89.2%
2BR Fair Market Rent
$1,857/mo
▲ 55% vs national

Fair Market Rents by Bedroom

Studio
$1,362
1BR
$1,511
2BR
$1,857
3BR
$2,358
4BR
$2,611

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.0%
▼ 4 ppt vs national
High School+
60.9%
Median Age
42.7
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$17,955/yr
16% of income
Toddler (Center)
$13,290/yr
Preschool (Center)
$13,290/yr
School-Age (Center)
$12,098/yr

What This Means

Sparrows Point, MD receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 9,379. This area performs well in income and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Sparrows Point, MD affordable?
Sparrows Point, MD receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $110,438. Median home value is $384,600.
What is the cost of living in Sparrows Point?
Key cost metrics: Median rent $1,264/mo. 2BR fair market rent $1,857/mo. Infant childcare $17,955/yr. Median home value $384,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →