B

Spearville, KS

Source:

Affordability Score: 73/100

Population: 1,156 · 1 ZIP codes

The affordability dashboard for Spearville, KS aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,156 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $71,964, median home value of $183,900, median rent of $724 per month, and 33.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $969 per month (studio $668, 1BR $739, 3BR $1,256, 4BR $1,384). Department of Labor data lists infant center-based childcare at $4,971 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Spearville, KS include housing, rent, childcare. Unemployment currently reads 0.0% and poverty 7.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,964
Median household income
Education C
33.3%
Bachelor's degree or higher
Housing B+
2.6x
Home value $183,900 vs income
Commute N/A
N/A
Average commute time
Rent A
$969/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$4,971/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$71,964
▲ 16% vs national
Per Capita Income
$31,652
Unemployment Rate
0.0%
Poverty Rate
7.5%

Housing

Median Home Value
$183,900
▼ 33% vs national
Median Rent
$724/mo
Owner Occupied
78.3%
2BR Fair Market Rent
$969/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$668
1BR
$739
2BR
$969
3BR
$1,256
4BR
$1,384

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.3%
▲ 3 ppt vs national
High School+
58.0%
Median Age
45.0
Avg. Commute

Childcare Costs

Infant (Center)
$4,971/yr
7% of income
Toddler (Center)
$5,075/yr
Preschool (Center)
$5,075/yr
School-Age (Center)
$4,285/yr

What This Means

Spearville, KS receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 1,156. This area performs well in housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Spearville ZIP Codes
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What are common questions about this dashboard?

Is Spearville, KS affordable?
Spearville, KS receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,964. Median home value is $183,900.
What is the cost of living in Spearville?
Key cost metrics: Median rent $724/mo. 2BR fair market rent $969/mo. Infant childcare $4,971/yr. Median home value $183,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →