C-

Spring Mills, PA

Source:

Affordability Score: 51/100

Population: 3,945 · 1 ZIP codes

The affordability dashboard for Spring Mills, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,945 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $71,250, median home value of $307,700, median rent of $945 per month, and 31.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,406 per month (studio $1,187, 1BR $1,194, 3BR $1,760, 4BR $1,862).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute. Unemployment currently reads 2.2% and poverty 7.2% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$71,250
Median household income
Education C-
31.3%
Bachelor's degree or higher
Housing F
4.3x
Home value $307,700 vs income
Commute F
30 min
Average commute time
Rent B-
$1,406/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$71,250
▲ 15% vs national
Per Capita Income
$40,542
Unemployment Rate
2.2%
Poverty Rate
7.2%

Housing

Median Home Value
$307,700
▲ 12% vs national
Median Rent
$945/mo
Owner Occupied
83.1%
2BR Fair Market Rent
$1,406/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$1,187
1BR
$1,194
2BR
$1,406
3BR
$1,760
4BR
$1,862

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.3%
▲ 1 ppt vs national
High School+
70.1%
Median Age
49.1
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
-
Toddler (Center)
-
Preschool (Center)
-
School-Age (Center)
-

What This Means

Spring Mills, PA receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 3,945. Challenges include housing and commute. Data was unavailable for safety, childcare – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Spring Mills, PA affordable?
Spring Mills, PA receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $71,250. Median home value is $307,700.
What is the cost of living in Spring Mills?
Key cost metrics: Median rent $945/mo. 2BR fair market rent $1,406/mo. Median home value $307,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →