C+

Springfield, MO

Source:

Affordability Score: 61/100

Population: 219,752 · 7 ZIP codes

The affordability dashboard for Springfield, MO aggregates Census ACS 5-Year Estimates across 7 ZIP codes covering 219,752 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $60,549, median home value of $209,725, median rent of $990 per month, and 34.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,095 per month (studio $877, 1BR $883, 3BR $1,498, 4BR $1,701).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Springfield, MO include commute, rent. Unemployment currently reads 3.7% and poverty 14.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$60,549
Median household income
Education C
34.1%
Bachelor's degree or higher
Housing C-
3.5x
Home value $209,725 vs income
Commute B+
19 min
Average commute time
Rent B+
$1,095/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$60,549
▼ 2% vs national
Per Capita Income
$36,735
Unemployment Rate
3.7%
Poverty Rate
14.6%

Housing

Median Home Value
$209,725
▼ 24% vs national
Median Rent
$990/mo
Owner Occupied
54.4%
2BR Fair Market Rent
$1,095/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$877
1BR
$883
2BR
$1,095
3BR
$1,498
4BR
$1,701

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.1%
▲ 4 ppt vs national
High School+
61.3%
Median Age
36.8
Avg. Commute
19 min
▼ 7 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Springfield, MO receives an overall affordability grade of C+ (61/100), aggregated from 7 ZIP codes with a total population of 219,752. This area performs well in commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Springfield ZIP Codes
View all 7 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Springfield, MO affordable?
Springfield, MO receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $60,549. Median home value is $209,725.
What is the cost of living in Springfield?
Key cost metrics: Median rent $990/mo. 2BR fair market rent $1,095/mo. Median home value $209,725.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →