F

Stone, KY

Source:

Affordability Score: 26/100

Population: 369 · 1 ZIP codes

The affordability dashboard for Stone, KY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 369 residents, then layers in county-level federal data to produce an overall grade of F (26/100). The headline inputs are median household income of $35,192, median home value of -, median rent of - per month, and 0.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $977 per month (studio $698, 1BR $745, 3BR $1,171, 4BR $1,552). Department of Labor data lists infant center-based childcare at $5,895 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 13.3% and poverty 51.3% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$35,192
Median household income
Education F
0.0%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent F
$977/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$5,895/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$35,192
▼ 43% vs national
Per Capita Income
$22,695
Unemployment Rate
13.3%
Poverty Rate
51.3%

Housing

Median Home Value
-
Median Rent
-
Owner Occupied
50.0%
2BR Fair Market Rent
$977/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$698
1BR
$745
2BR
$977
3BR
$1,171
4BR
$1,552

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
0.0%
▼ 30 ppt vs national
High School+
42.1%
Median Age
23.0
Avg. Commute
-

Childcare Costs

Infant (Center)
$5,895/yr
17% of income
Toddler (Center)
$5,868/yr
Preschool (Center)
$5,868/yr
School-Age (Center)
$5,868/yr

What This Means

Stone, KY receives an overall affordability grade of F (26/100), aggregated from 1 ZIP codes with a total population of 369. Challenges include income and education. Data was unavailable for housing, commute, safety – these dimensions were excluded from the overall score.

Other City Dashboards in KY

Explore Stone ZIP Codes
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What are common questions about this dashboard?

Is Stone, KY affordable?
Stone, KY receives an overall affordability grade of F (26/100) based on Census, HUD, FBI, and DOL data. Median household income is $35,192.
What is the cost of living in Stone?
Key cost metrics: 2BR fair market rent $977/mo. Infant childcare $5,895/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →