D

Stone Mountain, GA

Source:

Affordability Score: 48/100

Population: 112,402 · 3 ZIP codes

The affordability dashboard for Stone Mountain, GA aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 112,402 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $72,151, median home value of $275,926, median rent of $1,594 per month, and 32.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,820 per month (studio $1,585, 1BR $1,660, 3BR $2,182, 4BR $2,605). Department of Labor data lists infant center-based childcare at $10,660 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute. Unemployment currently reads 8.1% and poverty 13.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$72,151
Median household income
Education C-
32.3%
Bachelor's degree or higher
Housing D
3.8x
Home value $275,926 vs income
Commute F
33 min
Average commute time
Rent D
$1,820/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$10,660/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$72,151
▲ 16% vs national
Per Capita Income
$34,790
Unemployment Rate
8.1%
Poverty Rate
13.1%

Housing

Median Home Value
$275,926
▲ 0% vs national
Median Rent
$1,594/mo
Owner Occupied
64.4%
2BR Fair Market Rent
$1,820/mo
▲ 52% vs national

Fair Market Rents by Bedroom

Studio
$1,585
1BR
$1,660
2BR
$1,820
3BR
$2,182
4BR
$2,605

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.3%
▲ 2 ppt vs national
High School+
59.0%
Median Age
38.4
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
$10,660/yr
15% of income
Toddler (Center)
$9,766/yr
Preschool (Center)
$9,308/yr
School-Age (Center)
$4,264/yr

What This Means

Stone Mountain, GA receives an overall affordability grade of D (48/100), aggregated from 3 ZIP codes with a total population of 112,402. Challenges include commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Stone Mountain ZIP Codes
View all 3 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Stone Mountain, GA affordable?
Stone Mountain, GA receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $72,151. Median home value is $275,926.
What is the cost of living in Stone Mountain?
Key cost metrics: Median rent $1,594/mo. 2BR fair market rent $1,820/mo. Infant childcare $10,660/yr. Median home value $275,926.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →