A-

Sunderland, MD

Source:

Affordability Score: 80/100

Population: 1,694 · 1 ZIP codes

The affordability dashboard for Sunderland, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,694 residents, then layers in county-level federal data to produce an overall grade of A- (80/100). The headline inputs are median household income of $161,833, median home value of $490,500, median rent of per month, and 29.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,083 per month (studio $1,811, 1BR $1,851, 3BR $2,639, 4BR $3,106). Department of Labor data lists infant center-based childcare at $16,816 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Sunderland, MD include income, rent. Unemployment currently reads 2.0% and poverty 2.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$161,833
Median household income
Education D
29.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $490,500 vs income
Commute N/A
N/A
Average commute time
Rent A
$2,083/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$16,816/yr
Center-based infant care (10% of income)

Income & Employment

Median Income
$161,833
▲ 161% vs national
Per Capita Income
$88,978
Unemployment Rate
2.0%
Poverty Rate
2.4%

Housing

Median Home Value
$490,500
▲ 78% vs national
Median Rent
Owner Occupied
93.0%
2BR Fair Market Rent
$2,083/mo
▲ 74% vs national

Fair Market Rents by Bedroom

Studio
$1,811
1BR
$1,851
2BR
$2,083
3BR
$2,639
4BR
$3,106

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.8%
▼ 0 ppt vs national
High School+
69.5%
Median Age
48.1
Avg. Commute

Childcare Costs

Infant (Center)
$16,816/yr
10% of income
Toddler (Center)
$11,853/yr
Preschool (Center)
$11,853/yr
School-Age (Center)
$11,478/yr

What This Means

Sunderland, MD receives an overall affordability grade of A- (80/100), aggregated from 1 ZIP codes with a total population of 1,694. This area performs well in income and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Sunderland, MD affordable?
Sunderland, MD receives an overall affordability grade of A- (80/100) based on Census, HUD, FBI, and DOL data. Median household income is $161,833. Median home value is $490,500.
What is the cost of living in Sunderland?
Key cost metrics: 2BR fair market rent $2,083/mo. Infant childcare $16,816/yr. Median home value $490,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →