B-

Swans Island, ME

Source:

Affordability Score: 65/100

Population: 332 · 1 ZIP codes

The affordability dashboard for Swans Island, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 332 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $86,250, median home value of $316,700, median rent of $2,125 per month, and 37.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,501 per month (studio $1,227, 1BR $1,234, 3BR $2,047, 4BR $2,055). Department of Labor data lists infant center-based childcare at $11,908 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Swans Island, ME include rent. Unemployment currently reads 1.3% and poverty 1.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$86,250
Median household income
Education B-
37.9%
Bachelor's degree or higher
Housing D
3.7x
Home value $316,700 vs income
Commute N/A
N/A
Average commute time
Rent B+
$1,501/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$11,908/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$86,250
▲ 39% vs national
Per Capita Income
$67,412
Unemployment Rate
1.3%
Poverty Rate
1.1%

Housing

Median Home Value
$316,700
▲ 15% vs national
Median Rent
$2,125/mo
Owner Occupied
91.0%
2BR Fair Market Rent
$1,501/mo
▲ 25% vs national

Fair Market Rents by Bedroom

Studio
$1,227
1BR
$1,234
2BR
$1,501
3BR
$2,047
4BR
$2,055

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.9%
▲ 8 ppt vs national
High School+
71.4%
Median Age
52.8
Avg. Commute

Childcare Costs

Infant (Center)
$11,908/yr
14% of income
Toddler (Center)
$11,908/yr
Preschool (Center)
$10,088/yr
School-Age (Center)
$4,801/yr

What This Means

Swans Island, ME receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 332. This area performs well in rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Swans Island ZIP Codes
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What are common questions about this dashboard?

Is Swans Island, ME affordable?
Swans Island, ME receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $86,250. Median home value is $316,700.
What is the cost of living in Swans Island?
Key cost metrics: Median rent $2,125/mo. 2BR fair market rent $1,501/mo. Infant childcare $11,908/yr. Median home value $316,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →