A-

Swarthmore, PA

Source:

Affordability Score: 81/100

Population: 10,337 · 1 ZIP codes

The affordability dashboard for Swarthmore, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,337 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of $134,135, median home value of $378,600, median rent of $1,535 per month, and 64.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,810 per month (studio $1,397, 1BR $1,520, 3BR $2,170, 4BR $2,423).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Swarthmore, PA include income, education, rent. Unemployment currently reads 6.4% and poverty 8.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$134,135
Median household income
Education A+
64.4%
Bachelor's degree or higher
Housing B
2.8x
Home value $378,600 vs income
Commute D
26 min
Average commute time
Rent A
$1,810/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$134,135
▲ 116% vs national
Per Capita Income
$63,105
Unemployment Rate
6.4%
Poverty Rate
8.9%

Housing

Median Home Value
$378,600
▲ 38% vs national
Median Rent
$1,535/mo
Owner Occupied
79.9%
2BR Fair Market Rent
$1,810/mo
▲ 51% vs national

Fair Market Rents by Bedroom

Studio
$1,397
1BR
$1,520
2BR
$1,810
3BR
$2,170
4BR
$2,423

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
64.4%
▲ 34 ppt vs national
High School+
82.3%
Median Age
34.8
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Swarthmore, PA receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 10,337. This area performs well in income and education and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Swarthmore ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Swarthmore, PA affordable?
Swarthmore, PA receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median household income is $134,135. Median home value is $378,600.
What is the cost of living in Swarthmore?
Key cost metrics: Median rent $1,535/mo. 2BR fair market rent $1,810/mo. Median home value $378,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →