C-

Swink, CO

Source:

Affordability Score: 50/100

Population: 532 · 1 ZIP codes

The affordability dashboard for Swink, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 532 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $48,897, median home value of $174,500, median rent of - per month, and 22.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $737, 1BR $742, 3BR $1,303, 4BR $1,632). Department of Labor data lists infant center-based childcare at $5,400 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 0.0% and poverty 9.5% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,897
Median household income
Education F
22.6%
Bachelor's degree or higher
Housing D
3.6x
Home value $174,500 vs income
Commute N/A
N/A
Average commute time
Rent B-
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$5,400/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$48,897
▼ 21% vs national
Per Capita Income
$37,955
Unemployment Rate
0.0%
Poverty Rate
9.5%

Housing

Median Home Value
$174,500
▼ 37% vs national
Median Rent
-
Owner Occupied
91.4%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$737
1BR
$742
2BR
$973
3BR
$1,303
4BR
$1,632

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.6%
▼ 7 ppt vs national
High School+
59.1%
Median Age
33.3
Avg. Commute
-

Childcare Costs

Infant (Center)
$5,400/yr
11% of income
Toddler (Center)
$6,594/yr
Preschool (Center)
$5,951/yr
School-Age (Center)
$4,960/yr

What This Means

Swink, CO receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 532. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Swink, CO affordable?
Swink, CO receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,897. Median home value is $174,500.
What is the cost of living in Swink?
Key cost metrics: 2BR fair market rent $973/mo. Infant childcare $5,400/yr. Median home value $174,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →