D

Tarawa Terrace, NC

Source:

Affordability Score: 47/100

Population: 4,699 · 1 ZIP codes

The affordability dashboard for Tarawa Terrace, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,699 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $50,649, median home value of , median rent of $1,418 per month, and 38.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,173 per month (studio $929, 1BR $935, 3BR $1,631, 4BR $1,968). Department of Labor data lists infant center-based childcare at $10,531 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, childcare. Unemployment currently reads 2.6% and poverty 8.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,649
Median household income
Education B-
38.9%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent C
$1,173/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,531/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$50,649
▼ 18% vs national
Per Capita Income
$22,876
Unemployment Rate
2.6%
Poverty Rate
8.3%

Housing

Median Home Value
Median Rent
$1,418/mo
Owner Occupied
2.9%
2BR Fair Market Rent
$1,173/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$929
1BR
$935
2BR
$1,173
3BR
$1,631
4BR
$1,968

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
38.9%
▲ 9 ppt vs national
High School+
60.9%
Median Age
21.4
Avg. Commute

Childcare Costs

Infant (Center)
$10,531/yr
21% of income
Toddler (Center)
$7,886/yr
Preschool (Center)
$6,701/yr
School-Age (Center)
$6,747/yr

What This Means

Tarawa Terrace, NC receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 4,699. Challenges include income and childcare. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Tarawa Terrace, NC affordable?
Tarawa Terrace, NC receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,649.
What is the cost of living in Tarawa Terrace?
Key cost metrics: Median rent $1,418/mo. 2BR fair market rent $1,173/mo. Infant childcare $10,531/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →