C

Tempe, AZ

Source:

Affordability Score: 57/100

Population: 167,311 · 4 ZIP codes

The affordability dashboard for Tempe, AZ aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 167,311 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $83,143, median home value of $436,847, median rent of $1,776 per month, and 48.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,839 per month (studio $1,457, 1BR $1,583, 3BR $2,452, 4BR $2,720). Department of Labor data lists infant center-based childcare at $14,040 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Tempe, AZ include education. Pressure points are housing. Unemployment currently reads 5.4% and poverty 16.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,143
Median household income
Education A-
48.7%
Bachelor's degree or higher
Housing F
5.3x
Home value $436,847 vs income
Commute B
21 min
Average commute time
Rent C+
$1,839/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,040/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$83,143
▲ 34% vs national
Per Capita Income
$44,218
Unemployment Rate
5.4%
Poverty Rate
16.2%

Housing

Median Home Value
$436,847
▲ 59% vs national
Median Rent
$1,776/mo
Owner Occupied
43.5%
2BR Fair Market Rent
$1,839/mo
▲ 53% vs national

Fair Market Rents by Bedroom

Studio
$1,457
1BR
$1,583
2BR
$1,839
3BR
$2,452
4BR
$2,720

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
48.7%
▲ 19 ppt vs national
High School+
66.0%
Median Age
32.2
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$14,040/yr
17% of income
Toddler (Center)
$10,920/yr
Preschool (Center)
$10,920/yr
School-Age (Center)
$9,100/yr

What This Means

Tempe, AZ receives an overall affordability grade of C (57/100), aggregated from 4 ZIP codes with a total population of 167,311. This area performs well in education. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Tempe ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Tempe, AZ affordable?
Tempe, AZ receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,143. Median home value is $436,847.
What is the cost of living in Tempe?
Key cost metrics: Median rent $1,776/mo. 2BR fair market rent $1,839/mo. Infant childcare $14,040/yr. Median home value $436,847.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →