D

Temple, ME

Source:

Affordability Score: 42/100

Population: 523 · 1 ZIP codes

The affordability dashboard for Temple, ME aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 523 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $56,087, median home value of $210,200, median rent of $1,458 per month, and 13.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,322 per month (studio $911, 1BR $1,008, 3BR $1,750, 4BR $1,757). Department of Labor data lists infant center-based childcare at $9,100 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 3.6% and poverty 10.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,087
Median household income
Education F
13.2%
Bachelor's degree or higher
Housing D
3.7x
Home value $210,200 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,322/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$9,100/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$56,087
▼ 10% vs national
Per Capita Income
$23,954
Unemployment Rate
3.6%
Poverty Rate
10.2%

Housing

Median Home Value
$210,200
▼ 24% vs national
Median Rent
$1,458/mo
Owner Occupied
92.7%
2BR Fair Market Rent
$1,322/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$911
1BR
$1,008
2BR
$1,322
3BR
$1,750
4BR
$1,757

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.2%
▼ 17 ppt vs national
High School+
53.6%
Median Age
34.0
Avg. Commute

Childcare Costs

Infant (Center)
$9,100/yr
16% of income
Toddler (Center)
$8,493/yr
Preschool (Center)
$8,060/yr
School-Age (Center)
$7,280/yr

What This Means

Temple, ME receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 523. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Temple ZIP Codes
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What are common questions about this dashboard?

Is Temple, ME affordable?
Temple, ME receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,087. Median home value is $210,200.
What is the cost of living in Temple?
Key cost metrics: Median rent $1,458/mo. 2BR fair market rent $1,322/mo. Infant childcare $9,100/yr. Median home value $210,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →