B+

Terrell, NC

Source:

Affordability Score: 79/100

Population: 1,129 · 1 ZIP codes

The affordability dashboard for Terrell, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,129 residents, then layers in county-level federal data to produce an overall grade of B+ (79/100). The headline inputs are median household income of $129,390, median home value of $436,600, median rent of $1,458 per month, and 37.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,095 per month (studio $858, 1BR $908, 3BR $1,372, 4BR $1,660). Department of Labor data lists infant center-based childcare at $9,519 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Terrell, NC include income, rent, childcare. Unemployment currently reads 3.2% and poverty 4.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$129,390
Median household income
Education B-
37.6%
Bachelor's degree or higher
Housing C-
3.4x
Home value $436,600 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,095/mo
2BR fair market rent (10% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$9,519/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$129,390
▲ 109% vs national
Per Capita Income
$78,557
Unemployment Rate
3.2%
Poverty Rate
4.5%

Housing

Median Home Value
$436,600
▲ 59% vs national
Median Rent
$1,458/mo
Owner Occupied
88.2%
2BR Fair Market Rent
$1,095/mo
▼ 9% vs national

Fair Market Rents by Bedroom

Studio
$858
1BR
$908
2BR
$1,095
3BR
$1,372
4BR
$1,660

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.6%
▲ 8 ppt vs national
High School+
56.4%
Median Age
55.4
Avg. Commute

Childcare Costs

Infant (Center)
$9,519/yr
7% of income
Toddler (Center)
$7,371/yr
Preschool (Center)
$5,670/yr
School-Age (Center)
$5,709/yr

What This Means

Terrell, NC receives an overall affordability grade of B+ (79/100), aggregated from 1 ZIP codes with a total population of 1,129. This area performs well in income and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Terrell, NC affordable?
Terrell, NC receives an overall affordability grade of B+ (79/100) based on Census, HUD, FBI, and DOL data. Median household income is $129,390. Median home value is $436,600.
What is the cost of living in Terrell?
Key cost metrics: Median rent $1,458/mo. 2BR fair market rent $1,095/mo. Infant childcare $9,519/yr. Median home value $436,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →