F

Thurmond, NC

Source:

Affordability Score: 39/100

Population: 1,697 · 1 ZIP codes

The affordability dashboard for Thurmond, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,697 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $45,423, median home value of $176,600, median rent of $651 per month, and 16.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $700, 1BR $705, 3BR $1,109, 4BR $1,406). Department of Labor data lists infant center-based childcare at $9,164 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 0.0% and poverty 20.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$45,423
Median household income
Education F
16.2%
Bachelor's degree or higher
Housing D
3.9x
Home value $176,600 vs income
Commute N/A
N/A
Average commute time
Rent B-
$925/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,164/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$45,423
▼ 27% vs national
Per Capita Income
$22,233
Unemployment Rate
0.0%
Poverty Rate
20.9%

Housing

Median Home Value
$176,600
▼ 36% vs national
Median Rent
$651/mo
Owner Occupied
78.1%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$700
1BR
$705
2BR
$925
3BR
$1,109
4BR
$1,406

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
16.2%
▼ 14 ppt vs national
High School+
51.3%
Median Age
46.3
Avg. Commute

Childcare Costs

Infant (Center)
$9,164/yr
20% of income
Toddler (Center)
$7,360/yr
Preschool (Center)
$6,058/yr
School-Age (Center)
$3,283/yr

What This Means

Thurmond, NC receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 1,697. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Thurmond ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Thurmond, NC affordable?
Thurmond, NC receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $45,423. Median home value is $176,600.
What is the cost of living in Thurmond?
Key cost metrics: Median rent $651/mo. 2BR fair market rent $925/mo. Infant childcare $9,164/yr. Median home value $176,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →