Toa Baja, PR

The affordability dashboard for Toa Baja, PR aggregates Census ACS 5-Year Estimates across 3 ZIP codes covering 82,322 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $34,558, median home value of $152,269, median rent of $721 per month, and 30.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $668 per month (studio $556, 1BR $583, 3BR $882, 4BR $1,056).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, housing, commute. Unemployment currently reads 7.7% and poverty 31.0% — numbers worth keeping alongside the headline grade.