C-

Topton, NC

Source:

Affordability Score: 53/100

Population: 939 · 1 ZIP codes

The affordability dashboard for Topton, NC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 939 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $62,045, median home value of $276,800, median rent of $823 per month, and 35.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $987 per month (studio $681, 1BR $830, 3BR $1,183, 4BR $1,325). Department of Labor data lists infant center-based childcare at $9,261 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Topton, NC include rent. Pressure points are housing. Unemployment currently reads 4.6% and poverty 3.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,045
Median household income
Education C+
35.9%
Bachelor's degree or higher
Housing F
4.5x
Home value $276,800 vs income
Commute N/A
N/A
Average commute time
Rent A-
$987/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,261/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$62,045
▲ 0% vs national
Per Capita Income
$39,103
Unemployment Rate
4.6%
Poverty Rate
3.9%

Housing

Median Home Value
$276,800
▲ 1% vs national
Median Rent
$823/mo
Owner Occupied
83.0%
2BR Fair Market Rent
$987/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$681
1BR
$830
2BR
$987
3BR
$1,183
4BR
$1,325

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.9%
▲ 6 ppt vs national
High School+
71.6%
Median Age
59.0
Avg. Commute

Childcare Costs

Infant (Center)
$9,261/yr
15% of income
Toddler (Center)
$7,077/yr
Preschool (Center)
$9,043/yr
School-Age (Center)
$3,068/yr

What This Means

Topton, NC receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 939. This area performs well in rent. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Topton, NC affordable?
Topton, NC receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,045. Median home value is $276,800.
What is the cost of living in Topton?
Key cost metrics: Median rent $823/mo. 2BR fair market rent $987/mo. Infant childcare $9,261/yr. Median home value $276,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →