F

Towaoc, CO

Source:

Affordability Score: 13/100

Population: 1,493 · 1 ZIP codes

The affordability dashboard for Towaoc, CO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,493 residents, then layers in county-level federal data to produce an overall grade of F (13/100). The headline inputs are median household income of -, median home value of $265,000, median rent of $424 per month, and 11.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,180 per month (studio $852, 1BR $906, 3BR $1,569, 4BR $1,850). Department of Labor data lists infant center-based childcare at $10,104 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 9.6% and poverty 53.8% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education F
11.8%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
-
Per Capita Income
$14,181
Unemployment Rate
9.6%
Poverty Rate
53.8%

Housing

Median Home Value
$265,000
▼ 4% vs national
Median Rent
$424/mo
Owner Occupied
52.8%
2BR Fair Market Rent
$1,180/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$852
1BR
$906
2BR
$1,180
3BR
$1,569
4BR
$1,850

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
11.8%
▼ 18 ppt vs national
High School+
38.5%
Median Age
27.8
Avg. Commute
-

Childcare Costs

Infant (Center)
$10,104/yr
Toddler (Center)
$10,501/yr
Preschool (Center)
$8,187/yr
School-Age (Center)
$6,507/yr

What This Means

Towaoc, CO receives an overall affordability grade of F (13/100), aggregated from 1 ZIP codes with a total population of 1,493. Challenges include education. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Towaoc ZIP Codes
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What are common questions about this dashboard?

Is Towaoc, CO affordable?
Towaoc, CO receives an overall affordability grade of F (13/100) based on Census, HUD, FBI, and DOL data. Median home value is $265,000.
What is the cost of living in Towaoc?
Key cost metrics: Median rent $424/mo. 2BR fair market rent $1,180/mo. Infant childcare $10,104/yr. Median home value $265,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →