C

Transfer, PA

Source:

Affordability Score: 57/100

Population: 2,492 · 1 ZIP codes

The affordability dashboard for Transfer, PA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,492 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $57,870, median home value of $167,000, median rent of $521 per month, and 15.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $996 per month (studio $704, 1BR $792, 3BR $1,385, 4BR $1,538).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Transfer, PA include rent. Pressure points are education. Unemployment currently reads 3.1% and poverty 7.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,870
Median household income
Education F
15.8%
Bachelor's degree or higher
Housing B
2.9x
Home value $167,000 vs income
Commute C+
23 min
Average commute time
Rent B+
$996/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$57,870
▼ 7% vs national
Per Capita Income
$36,341
Unemployment Rate
3.1%
Poverty Rate
7.7%

Housing

Median Home Value
$167,000
▼ 39% vs national
Median Rent
$521/mo
Owner Occupied
96.6%
2BR Fair Market Rent
$996/mo
▼ 17% vs national

Fair Market Rents by Bedroom

Studio
$704
1BR
$792
2BR
$996
3BR
$1,385
4BR
$1,538

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.8%
▼ 14 ppt vs national
High School+
66.7%
Median Age
52.1
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Transfer, PA receives an overall affordability grade of C (57/100), aggregated from 1 ZIP codes with a total population of 2,492. This area performs well in rent. Challenges include education. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Transfer ZIP Codes
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What are common questions about this dashboard?

Is Transfer, PA affordable?
Transfer, PA receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,870. Median home value is $167,000.
What is the cost of living in Transfer?
Key cost metrics: Median rent $521/mo. 2BR fair market rent $996/mo. Median home value $167,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →