D

Trappe, MD

Source:

Affordability Score: 46/100

Population: 3,136 · 1 ZIP codes

The affordability dashboard for Trappe, MD aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,136 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $68,194, median home value of $363,100, median rent of $1,338 per month, and 31.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,409 per month (studio $1,201, 1BR $1,282, 3BR $1,960, 4BR $2,364). Department of Labor data lists infant center-based childcare at $13,231 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 5.5% and poverty 7.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,194
Median household income
Education C-
31.3%
Bachelor's degree or higher
Housing F
5.3x
Home value $363,100 vs income
Commute D
28 min
Average commute time
Rent B-
$1,409/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,231/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$68,194
▲ 10% vs national
Per Capita Income
$62,912
Unemployment Rate
5.5%
Poverty Rate
7.4%

Housing

Median Home Value
$363,100
▲ 32% vs national
Median Rent
$1,338/mo
Owner Occupied
75.1%
2BR Fair Market Rent
$1,409/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$1,201
1BR
$1,282
2BR
$1,409
3BR
$1,960
4BR
$2,364

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.3%
▲ 1 ppt vs national
High School+
62.9%
Median Age
45.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$13,231/yr
19% of income
Toddler (Center)
$9,116/yr
Preschool (Center)
$9,116/yr
School-Age (Center)
$8,455/yr

What This Means

Trappe, MD receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 3,136. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Trappe, MD affordable?
Trappe, MD receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,194. Median home value is $363,100.
What is the cost of living in Trappe?
Key cost metrics: Median rent $1,338/mo. 2BR fair market rent $1,409/mo. Infant childcare $13,231/yr. Median home value $363,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →