C

Trenton, NJ

Source:

Affordability Score: 56/100

Population: 226,568 · 12 ZIP codes

The affordability dashboard for Trenton, NJ aggregates Census ACS 5-Year Estimates across 12 ZIP codes covering 226,568 residents, then layers in county-level federal data to produce an overall grade of C (56/100). The headline inputs are median household income of $83,446, median home value of $277,766, median rent of $1,519 per month, and 30.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,950 per month (studio $1,344, 1BR $1,545, 3BR $2,338, 4BR $2,670). Department of Labor data lists infant center-based childcare at $15,294 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are childcare. Unemployment currently reads 7.7% and poverty 13.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$83,446
Median household income
Education C-
30.8%
Bachelor's degree or higher
Housing C
3.3x
Home value $277,766 vs income
Commute D
26 min
Average commute time
Rent C
$1,950/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,294/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$83,446
▲ 35% vs national
Per Capita Income
$40,996
Unemployment Rate
7.7%
Poverty Rate
13.1%

Housing

Median Home Value
$277,766
▲ 1% vs national
Median Rent
$1,519/mo
Owner Occupied
58.9%
2BR Fair Market Rent
$1,950/mo
▲ 63% vs national

Fair Market Rents by Bedroom

Studio
$1,344
1BR
$1,545
2BR
$1,950
3BR
$2,338
4BR
$2,670

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.8%
▲ 1 ppt vs national
High School+
61.8%
Median Age
38.6
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$15,294/yr
18% of income
Toddler (Center)
$14,896/yr
Preschool (Center)
$14,896/yr
School-Age (Center)
$7,712/yr

What This Means

Trenton, NJ receives an overall affordability grade of C (56/100), aggregated from 12 ZIP codes with a total population of 226,568. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Trenton ZIP Codes
View all 12 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Trenton, NJ affordable?
Trenton, NJ receives an overall affordability grade of C (56/100) based on Census, HUD, FBI, and DOL data. Median household income is $83,446. Median home value is $277,766.
What is the cost of living in Trenton?
Key cost metrics: Median rent $1,519/mo. 2BR fair market rent $1,950/mo. Infant childcare $15,294/yr. Median home value $277,766.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →