Troy, VA

The affordability dashboard for Troy, VA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,385 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $112,344, median home value of $368,900, median rent of $1,093 per month, and 27.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,824 per month (studio $1,421, 1BR $1,602, 3BR $2,218, 4BR $2,731). Department of Labor data lists infant center-based childcare at $10,115 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Troy, VA include income, rent, childcare. Unemployment currently reads 1.1% and poverty 4.8% — numbers worth keeping alongside the headline grade.