D

Tuolumne, CA

Source:

Affordability Score: 43/100

Population: 3,898 · 1 ZIP codes

The affordability dashboard for Tuolumne, CA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,898 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $74,230, median home value of $416,000, median rent of $1,258 per month, and 18.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,589 per month (studio $1,096, 1BR $1,257, 3BR $2,078, 4BR $2,666). Department of Labor data lists infant center-based childcare at $14,010 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 2.3% and poverty 5.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,230
Median household income
Education F
18.7%
Bachelor's degree or higher
Housing F
5.6x
Home value $416,000 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,589/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,010/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$74,230
▲ 20% vs national
Per Capita Income
$46,369
Unemployment Rate
2.3%
Poverty Rate
5.0%

Housing

Median Home Value
$416,000
▲ 51% vs national
Median Rent
$1,258/mo
Owner Occupied
83.2%
2BR Fair Market Rent
$1,589/mo
▲ 32% vs national

Fair Market Rents by Bedroom

Studio
$1,096
1BR
$1,257
2BR
$1,589
3BR
$2,078
4BR
$2,666

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.7%
▼ 11 ppt vs national
High School+
45.0%
Median Age
49.8
Avg. Commute

Childcare Costs

Infant (Center)
$14,010/yr
19% of income
Toddler (Center)
$10,779/yr
Preschool (Center)
$8,420/yr
School-Age (Center)
$4,047/yr

What This Means

Tuolumne, CA receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 3,898. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Tuolumne ZIP Codes
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What are common questions about this dashboard?

Is Tuolumne, CA affordable?
Tuolumne, CA receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,230. Median home value is $416,000.
What is the cost of living in Tuolumne?
Key cost metrics: Median rent $1,258/mo. 2BR fair market rent $1,589/mo. Infant childcare $14,010/yr. Median home value $416,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →