D

Turlock, CA

Source:

Affordability Score: 48/100

Population: 77,377 · 2 ZIP codes

The affordability dashboard for Turlock, CA aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 77,377 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $84,234, median home value of $460,763, median rent of $1,616 per month, and 25.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,758 per month (studio $1,255, 1BR $1,356, 3BR $2,442, 4BR $2,823). Department of Labor data lists infant center-based childcare at $16,449 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 8.4% and poverty 11.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B
$84,234
Median household income
Education D
25.4%
Bachelor's degree or higher
Housing F
5.5x
Home value $460,763 vs income
Commute D
27 min
Average commute time
Rent B-
$1,758/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,449/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$84,234
▲ 36% vs national
Per Capita Income
$38,042
Unemployment Rate
8.4%
Poverty Rate
11.9%

Housing

Median Home Value
$460,763
▲ 68% vs national
Median Rent
$1,616/mo
Owner Occupied
55.3%
2BR Fair Market Rent
$1,758/mo
▲ 47% vs national

Fair Market Rents by Bedroom

Studio
$1,255
1BR
$1,356
2BR
$1,758
3BR
$2,442
4BR
$2,823

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.4%
▼ 5 ppt vs national
High School+
51.8%
Median Age
34.8
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$16,449/yr
20% of income
Toddler (Center)
$11,353/yr
Preschool (Center)
$8,894/yr
School-Age (Center)
$4,356/yr

What This Means

Turlock, CA receives an overall affordability grade of D (48/100), aggregated from 2 ZIP codes with a total population of 77,377. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Turlock ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Turlock, CA affordable?
Turlock, CA receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $84,234. Median home value is $460,763.
What is the cost of living in Turlock?
Key cost metrics: Median rent $1,616/mo. 2BR fair market rent $1,758/mo. Infant childcare $16,449/yr. Median home value $460,763.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →