C-

Tuscaloosa, AL

Source:

Affordability Score: 53/100

Population: 112,654 · 4 ZIP codes

The affordability dashboard for Tuscaloosa, AL aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 112,654 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $55,053, median home value of $225,904, median rent of $1,073 per month, and 34.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,169 per month (studio $966, 1BR $972, 3BR $1,490, 4BR $1,548). Department of Labor data lists infant center-based childcare at $7,094 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 7.4% and poverty 25.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,053
Median household income
Education C
34.1%
Bachelor's degree or higher
Housing F
4.1x
Home value $225,904 vs income
Commute B
21 min
Average commute time
Rent C+
$1,169/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$7,094/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$55,053
▼ 11% vs national
Per Capita Income
$32,088
Unemployment Rate
7.4%
Poverty Rate
25.2%

Housing

Median Home Value
$225,904
▼ 18% vs national
Median Rent
$1,073/mo
Owner Occupied
45.4%
2BR Fair Market Rent
$1,169/mo
▼ 3% vs national

Fair Market Rents by Bedroom

Studio
$966
1BR
$972
2BR
$1,169
3BR
$1,490
4BR
$1,548

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.1%
▲ 4 ppt vs national
High School+
61.4%
Median Age
30.4
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$7,094/yr
13% of income
Toddler (Center)
$6,888/yr
Preschool (Center)
$6,693/yr
School-Age (Center)
$6,498/yr

What This Means

Tuscaloosa, AL receives an overall affordability grade of C- (53/100), aggregated from 4 ZIP codes with a total population of 112,654. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Tuscaloosa ZIP Codes
View all 4 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Tuscaloosa, AL affordable?
Tuscaloosa, AL receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,053. Median home value is $225,904.
What is the cost of living in Tuscaloosa?
Key cost metrics: Median rent $1,073/mo. 2BR fair market rent $1,169/mo. Infant childcare $7,094/yr. Median home value $225,904.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →